Identity and address proof
Keep a current government-issued ID and address document ready.
Personal loan document checklist.
Requirements vary by lender and applicant profile. Use this as a preparation guide, then confirm the exact list directly with the lender.
PAN details
Many Indian lenders ask for PAN information during verification.
Income evidence
Recent salary slips, bank statements, or ITR records may help a lender assess repayment capacity.
Employment or business details
A lender may ask for work history, employer details, or proof of business income.